Citizens Summit Reserve® World Elite Mastercard®

Cash back rewards:

• 3% unlimited cash back on dining and groceries^†
• 3% unlimited cash back on entertainment such as concerts, sporting events, Broadway shows and museums, as well as streaming services including Netflix, Hulu, Disney+, Discovery+, Peacock, Spotify, Apple Music® and Apple TV®^†
• 1.5% unlimited cash back on everything else^†

Unlock over $750¹ lifestyle enhancing benefits:

• Global Entry and TSA PreCheck®: Get a credit of up to $120 on Global Entry and TSA PreCheck every four years.^†
• Priority Pass™: Access 1,700+ airport lounges with a Priority Pass™ membership ($99 value) and get four free visits each year ($140 value).^†
• Annual Travel Credits: Earn up to $120 in annual statement credits when you charge $10 or more on eligible travel purchases.^†
• Lyft: Get a $10 statement credit ($120 annual value) each month you spend $25 or more on Lyft rides using your Summit Reserve card.^†

Peacock: Get $3 off Peacock Premium or Peacock Premium Plus each month that you use your Summit Reserve card to subscribe, and stay on top of the newest movies, shows and live sports.^†

Instacart: Get three months of free deliveries with Instacart+ and $10 off your second order each month, and avoid the grocery store checkout lines.^†

No Foreign Transaction Fees: Use your card while traveling outside the US without incurring additional fees.*

Citizens Concierge: A complimentary 24/7 concierge service that acts as a relentless personal assistant. Reserve that perfect table, locate hard-to-find items and more.^†

Soho Friends: Receive a complimentary year of Soho Friends when using your Summit Reserve card. Join and enjoy special rates at Soho House bedrooms around the world.^†

Mastercard Travel Rewards®: Enhance your travel experience with valuable, automatic cash back rewards at hundreds of hotel, transportation, dining, entertainment and retail merchants when traveling internationally. When you're not traveling, browse sought-after brands online and enjoy worldwide shopping from the comfort of your home.^†

Mastercard Transit Benefit: Save when you tap and go with your Summit Reserve card and receive a $2.50 statement credit when you spend $10 or more each month at participating transit locations.^†

Mastercard Golf: Swing away at TPC Network Clubs, as well as golf school and travel packages that'll make you feel like a tour pro.^† Learn More

Citizens Priceless: Access in-person and digital experiences in culture, dining, sports, entertainment and more in over 45 exciting destinations around the globe exclusively for World Elite Mastercard® cardholders.^†

Mastercard ID Theft Protection™: Safeguard your identity with 24/7 fraud detection, receive alert notifications for suspicious activity and access to a resolution specialist to resolve ID theft issues.^†

Mastercard Zero Liability Protection: Gain peace of mind to guard against fraudulent purchases in-store, on the phone, online, on our app, and at ATMs.²

Healthlock™: Enjoy a complimentary membership for HealthLock for Mastercard® Medical Claim Monitor and a free 90-day upgrade to all HealthLock services.^†

$295 Annual Fee (exclusive annual fee waivers and reductions available for some Citizens account holders, details below)* Variable APR #ProductLine=CreditCard|Brand=citizensbank|ProductName=Citizens Summit Reserve World Elite Mastercard|RateName=Variable APR|ProductAttribute=RateValue# based on your creditworthiness.*

$200 fee waiver ($95 Annual Fee) for customers that maintain a Citizens Quest® Checking Account relationship. Full $295 fee waiver ($0 Annual Fee) for customers that maintain a Citizens Private Client® Checking account relationship.*

*Important information about rates, fees, and cash back eligibility.