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Citizens Bank Platinum Checking™

This relationship checking account with interest offers unlimited savings, money market and CD accounts and gives you access to:

  • Personalized advice
  • Fewer fees and Platinum rates
  • Preferred service at Citizens Platinum Services
Open Account

Already a customer? Upgrade to Platinum today. Find a branch or call 1-800-922-9999.


View and download detailed account documents here:

View Account Documents

 



  • Minimum balance to openAny Amount

  • Monthly maintenance fee $25 Waived with $25,000+ in combined monthly balances
    Monthly combined balance is calculated by adding the market value of any linked investment account as of the day before your Platinum or Platinum Plus Checking statement date and the average daily balances of all other qualified linked accounts for a specific cycle. This cycle for all qualified deposit accounts begins the day of your last Platinum or Platinum Plus Checking statement and ends the day before the current Platinum or Platinum Plus statement. If you add another qualified linked account to your existing Platinum or Platinum Plus Checking relationship, the cycle begins the day the additional account is linked. Qualified accounts include all linked deposit and investment balances.
    across all deposit and investment accounts.
  • Platinum variable interest rate

    View Rates >

Citizens Bank Platinum Checking™ Features & Benefits

  • Ready to apply?

    Here's what you need to get started:

      • US Citizens and resident aliens 18 and older can apply
      • Social security number
      • Driver’s license or state ID number
      • Current contact information (e.g. address, phone number, email)
      • A check, credit card, or debit card to fund your account

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Citizens Bank Platinum Plus Checking™

This relationship checking account with interest offers higher Platinum Plus rates plus the same preferred benefits and services as Platinum Checking.

Learn More

Open Account

Monthly maintenance fee
$25
Waived with $25,000+ in combined monthly balances
Monthly combined balance is calculated by adding the market value of any linked investment account as of the day before your Platinum or Platinum Plus Checking statement date and the average daily balances of all other qualified linked accounts for a specific cycle. This cycle for all qualified deposit accounts begins the day of your last Platinum or Platinum Plus Checking statement and ends the day before the current Platinum or Platinum Plus statement. If you add another qualified linked account to your existing Platinum or Platinum Plus Checking relationship, the cycle begins the day the additional account is linked. Qualified accounts include all linked deposit and investment balances.
across all deposit and investment accounts AND either $5,000 total deposits posted to the primary checking account before the end of your statement period OR $10,000 average daily checking balance.

Minimum balance to open
Any Amount

Open Account

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