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Citizens Bank Platinum Checking®

This relationship checking account with interest offers unlimited savings, money market and CD accounts and gives you access to:

  • Personalized advice
  • Fewer fees and Platinum rates
  • Preferred service at Citizens Platinum Services
Open Account

Already a customer? Upgrade to Platinum today. Find a branch or call 1-800-922-9999.


View and download detailed account documents here:

Checking Quick Start Guide
View Account Documents

 



  • Minimum balance to openAny Amount

  • Monthly maintenance fee $25 Waived with $25,000+ in combined monthly balances
    Monthly combined balance is calculated by adding the market value of any linked investment account as of the day before your Platinum or Platinum Plus Checking statement date and the average daily balances of all other qualified linked accounts for a specific cycle. This cycle for all qualified deposit accounts begins the day of your last Platinum or Platinum Plus Checking statement and ends the day before the current Platinum or Platinum Plus statement. If you add another qualified linked account to your existing Platinum or Platinum Plus Checking relationship, the cycle begins the day the additional account is linked. Qualified accounts include all linked deposit and investment balances.
    across all deposit and investment accounts.

  • Platinum variable interest rate

    View Rates >

Citizens Bank Platinum Checking® Features & Benefits

Fewer Fees

No monthly maintenance fee2 for additional Platinum accounts. No fee for paper statements, stop payments, money orders, official bank checks, foreign currency and more.

Personalized Advice

Personalized advice from our bankers in understanding your saving, borrowing and retirement planning needs.

Platinum Rates

Platinum rates on checking, savings, money market and CDs.

Mortgage Discount

Save 0.125 percentage points on your Mortgage interest rate with a Citizens Bank checking account3.

Platinum Debit Card

The simple and secure way to make everyday purchases.

Checks

No fee for Platinum design checks.

COMPARE ALL CHECKING ACCOUNTS

  • Ready to apply?

    Here's what you need to get started:

      • US Citizens and resident aliens 18 and older can apply
      • Social security number
      • Driver’s license or state ID number
      • Current contact information (e.g. address, phone number, email)
      • A check, credit card, or debit card to fund your account
  • Open Account

Learn more about this topic

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Citizens Bank Platinum Plus Checking®

This relationship checking account with interest offers higher Platinum Plus rates plus the same preferred benefits and services as Platinum Checking.

Learn More

Open Account

Monthly maintenance fee
$25
Waived with $25,000+ in combined monthly balances
Monthly combined balance is calculated by adding the market value of any linked investment account as of the day before your Platinum or Platinum Plus Checking statement date and the average daily balances of all other qualified linked accounts for a specific cycle. This cycle for all qualified deposit accounts begins the day of your last Platinum or Platinum Plus Checking statement and ends the day before the current Platinum or Platinum Plus statement. If you add another qualified linked account to your existing Platinum or Platinum Plus Checking relationship, the cycle begins the day the additional account is linked. Qualified accounts include all linked deposit and investment balances.
across all deposit and investment accounts AND either $5,000 total deposits posted to the primary checking account before the end of your statement period OR $10,000 average daily checking balance.

Minimum balance to open
Any Amount

Open Account

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All accounts and services are subject to individual approval. Wireless carrier, text and/or data charges may apply.

1Rates accurate as of #Json=Label_Lookup|Brand=citizensbank|TargetElementType=span|TargetElementId=|Key=currentDate# and subject to change before or after account opening. Rates apply to new accounts and may not apply to existing accounts. The variable APY is subject to increase or decrease daily after account opening without notice. Rates are not tied to an index and are subject to change at the bank’s discretion. Other fees may apply. Fees may reduce earnings.

2Link to multiple Platinum Checking, Platinum Savings and Platinum Money Market accounts with no additional monthly maintenance fees.

3Citizens Bank consumer checking account set up with automatic monthly mortgage payment deduction required at time of loan origination to be eligible for the 0.125 percentage point rate discount. One offer per property. Not applicable to Bond or CRA loan programs. Other exclusions and restrictions may apply.

Securities, Insurance and Investment Advisory Services are offered through Citizens Securities, Inc. otherwise referred to as Citizens Investment Services. Citizens Securities, Inc. Member FINRA, SIPC. 770 Legacy Place, MLP240, Dedham, MA 02026. (800)942-8300. Citizens Securities, Inc. is an affiliate of Citizens Bank, N.A. and Citizens Bank of Pennsylvania.

Securities and Insurance Products are:
· NOT FDIC INSURED  · NOT BANK GUARANTEED  · MAY LOSE VALUE  · NOT A DEPOSIT  · NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY