Mobile Banking
Check your balance, monitor your transactions, make payments, view rewards and more.†
Credit Card Support
Have a question or need help with something? Call 1-800-684-2222 for immediate support.
Guide to Benefits
See detailed information about your card benefits and how to enroll.
Explore your card's benefits
MoviePass: Get 50% off your first two months of a new Standard or Premium MoviePass plan to catch all the newest movies on the big screen.3 Learn More
Instacart: Get three months of free deliveries with Instacart+ and $10 off your second order each month.4 Action required: To claim your benefit, visit Instacart.com/mastercard-offer.
Priceless Experiences®: Access in-person and digital experiences in culture, dining, sports, entertainment and more in over 45 exciting destinations around the globe.5 Learn More
Mastercard Golf: Swing away at TPC Network Clubs, as well as golf school and travel packages that'll make you feel like a tour pro.6 Learn More
Music and Entertainment Access: Gain access to ticket presales at top venues and festivals across the U.S. Explore specific festivals, venue locations, dates and more.7 Learn More
Mastercard Transit Benefit: Save when you tap and go with your Amp card and receive a $2.50 statement credit when you spend $10 or more each month at participating transit locations.8 Learn More
Mastercard ID Theft Protection™: Get ID Theft Protection provided on a 24-hour basis, 365 days a year. Contact 1-800-MASTERCARD if you believe you have been a victim of identity theft.9 Action required: You must enroll by visiting mastercardus.idprotectiononline.com.
Mastercard Zero Liability Protection:
You will not be held responsible for unauthorized transactions10 if:
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You have used reasonable care in protecting your card from loss or theft; and
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You promptly reported loss or theft to your financial institution.
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If you suspect unauthorized use of your card, contact Citizens IMMEDIATELY at 1-800-684-2222.
Mastercard Global Services®: When you're out-of-country and in need of assistance - including assistance with Lost and Stolen Card Reporting and Emergency Card Replacement - you can reach a Mastercard Global Service Representative who can help you in any language.11 In the United States (including all 50 states, the District of Columbia, the U.S. Virgin Islands, and Puerto Rico) and Canada, call 1-800-307-7309.
For country-specific, toll-free telephone numbers not listed above, visit mastercard.com or call the United States collect at 1-636-722-7111.
Healthlock™: Enjoy a complimentary membership for HealthLock for Mastercard® Medical Claim Monitor and a free 90-day upgrade to all HealthLock services.12 Action required: To claim your benefit, visit HealthLock.com/mastercard.
Upgrade: Build healthy credit habits like making on-time payments1 and earn access to more benefits like low introductory rate balance transfers or cash back rewards with one of our other credit cards (Spring, Summit or Summit Reserve).1
Contactless Payments: Tap & Go™ for fast, easy and secure checkout wherever you see the contactless pay symbol.
Digital Wallet: Use your device's digital wallet, Including Apple Pay®, Samsung Pay™, and Google Pay™ to pay in-store, online and in app.†
Worldwide Recognition: Acceptance at more than 36 million Mastercard locations worldwide.
© Citizens Financial Group, Inc. All rights reserved. Citizens Bank, N.A. Member FDIC
* Please see your latest statement for current rate and fee information that applies to your account or request your Cardholder Agreement. APRs will continue to vary with the market based on the Prime Rate.
1 Citizens reports information about your Account to credit bureaus. Payments made by your billing statement due date can help build or establish your credit. Negative credit information, including late payments, missed payments, or other defaults on your Account may be reflected in your credit report and may adversely impact your ability to build credit. Subject to individual credit approval.
2 For more information visit citizensbank.com/account-safeguards/unauthorized-transaction-policy.aspx.
3 Get 50% off your first two months of a new Standard or Premium MoviePass plan with your eligible Mastercard at moviepass.com/mastercard. Offer valid until 1/31/2026, subject to early termination. Customers who purchase a new MoviePass Standard Subscription Plan or a new MoviePass Premium Subscription Plan at moviepass.com/mastercard using an eligible U.S. Standard Mastercard consumer credit card will receive a 50% discount on the first two months of the applicable monthly subscription price. For full terms and conditions visit moviepass.com/mastercard.
4 Begins September 1, 2025, and ends January 31, 2027, subject to early termination. Eligible Mastercard U.S. Credit cardholders, and Mastercard U.S. Debit cardholders who are new Instacart+ subscribers, can receive three months of free Instacart+. Eligible U.S. Mastercard® credit cardholders who are new or existing Instacart+ customers, and all Mastercard U.S. debit cardholders who are new to Instacart+ as of September 1, 2025, can receive $10 off on their second qualifying order of $10 or more each month. Must have an active Instacart+ membership paid for with an eligible card and complete one qualifying Instacart order each month. Service fees, other fees, taxes and/or tips may apply to deliveries. By redeeming this offer, you agree to the Instacart+ terms and if you select a paid plan, your Instacart+ membership will auto-renew and the applicable membership fee will be billed automatically to any payment method on file until you cancel. Additional terms apply, please visit www.instacart.com/p/mastercard-offer.
5 For additional details, visit priceless.com
6 For additional details, visit priceless.com/golf/
7 Mastercard Presale ticket is subject to availability and while supplies last. A valid Mastercard® consumer credit is required for presale ticket purchases. Ticket availability, maximum number per cardholder and applicable dates will vary based on venue and card type. This Presale benefit will be valid through 3/31/2027. All sales are final. This offer is not available to Mastercard Business, Commercial or other Mastercard non-consumer credit cardholders. Other restrictions/exclusions may apply. To access presale tickets, enter the first 6 digits of your eligible Mastercard credit card account number (no dashes) in the "Offer Passcode" field. Mastercard is not responsible for fulfillment of the offer. By participating, you agree to be bound by these terms & conditions and the Priceless Terms of Use, which can be found at: priceless.com/terms. Additionally, this experience will be sold to you by Ticketmaster or TicketWeb. Purchases and/or reservations made, and any information provided by the cardholder are subject to Ticketmaster's Terms of Use or TicketWeb's Terms of Use, as applicable.
8 Open only to individuals with an eligible U.S., México, Puerto Rico, Dominican Republic, Jamaica, Argentina, and Chile-issued Mastercard credit or debit cards AND select U.S.-issued Mastercard prepaid cards. Ends 12/31/27. Use your eligible Mastercard credit, debit or prepaid card to make a contactless public transit purchase (initiated at point of entry) to processes a minimum of $10 in contactless transactions within any given calendar month and receive a $2.50 statement credit. Public transit is defined as rail system for Port Authority Trans-Hudson; bus and light rail system for New Jersey Transit Corporation; bus and subway for Washington Metropolitan AreaTransitAuthority; bus and streetcar for Dallas Area Rapid Transit; bus, subway and metro for Chicago Transit Authority, Pace Suburban Bus, Miami-Dade County Department of Transportation and Public Works, and Southeastern Pennsylvania Transportation Authority; and bus, subway and ferry for Massachusetts Bay Transportation Authority. Purchase transactions involving PIN-based debit, international transactions, Mastercard® Corporate transactions or other transactions requiring a PIN for completion, are not eligible for this Offer. Your $2.50 statement credit will be automatically applied to your card within 60 days of purchase. Limit 1 credit per participant per calendar month. For a list of financial institutions that are not participating in this benefit, visit https://www.mastercard.us/content/dam/public/mastercardcom/na/us/en/documents/mastercard-transit-benefit.pdf. For full Terms & Conditions, visit http://mastercard.com/transitbenefit. Terms subject to change.
9 Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please see your guide to benefits for details, call 800-MASTERCARD or visit mastercardus.idprotectiononline.com/general/legal/terms-of-service.
10 For more information visit citizensbank.com/account-safeguards/unauthorized-transaction-policy.aspx.
11 For additional information, or for country-specific details visit our website at mastercard.com or call the United States collect at 1-636-722-7111. Full details also available in Guide to Benefits.
12 Enrolled users receive, at no cost, Medical Claim Monitor, plus a premium upgrade to Medical Claim Saver for the first 90 days. After 90 days, users will continue to receive Medical Claim Monitor at no monthly cost and have the option to continue with Medical Claim Auditor for $4.99 per month or Medical Claim Saver for $19.99 per month. See full terms at healthlock.com/mastercard.
† Wireless carrier, text and/or data charges may apply.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.
Google Pay is a trademark of Google LLC. Google Pay works on Android devices running Android Lollipop 5.0 or above.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
This card is issued by Citizens Bank, N.A. pursuant to license by Mastercard International Incorporated.