Welcome to your Citizens Summit® World Mastercard®

You're ready to reward your everyday spending with your no annual fee* rewards card. Bookmark this page to access your card's benefits.

Mobile Banking

Check your balance, monitor your transactions, make payments, view rewards and more.^†

Credit Card Support

Have a question or need help with something? Call 1-800-684-2222 for immediate support.

Rewards Guide

Learn more about earning and redeeming your card's rewards.

Download Rewards Guide

Guide to Benefits

See detailed information about your card benefits and how to enroll.

Download Benefits Guide

New accounts enjoy a 0% Intro APR on balance transfers for the first 12 billing cycles. Thereafter, the variable APR for balance transfers on your account will apply.*

Featured Benefits

Exceptional rewards and travel perks crafted to enhance your experiences.

3% on Groceries

Stock up and save more with 3% unlimited cash back on your grocery purchases.^†

3% on Dining

Make every meal rewarding with 3% unlimited cash back when you dine at restaurants.^†

1.5% on Everything Else

Earn 1.5% unlimited cash back for every dollar you spend.^†

No Annual Fee

Earn cash back with $0 Annual Fee*

Foreign transaction fee waivers are available for Citizens Private Client®, Citizens Private Bank® or Citizens Quest® checking customers.^†

Premium Travel & Lifestyle Benefits

Enjoy the VIP treatment both at home and while traveling.

Priceless Experiences®

Access unforgettable, cardholder-only dining, music, sports and culture experiences with Mastercard Priceless®.^†

Music and Entertainment Access

Gain access to ticket presales at top venues and festivals across the U.S.^†

Explore specific festivals, venue locations, dates and more.

Mastercard Travel

Access Mastercard® Travel & Lifestyle Services, a suite of benefits, including Lowest Hotel Rate Guarantee.^†

Mastercard Golf

Unlock tee times at premier courses nationwide, along with valuable savings and golf-focused travel benefits.^†

Everyday Value

Unlock discounts on daily essentials.

3 free Months of Instacart+ and $10 Coupon

Receive three free months of Instacart+ - a grocery service membership with $0 delivery fees and member-only perks - plus $10 off your second monthly purchase.^†

Lyft Take 3, Get $5

Take three Lyft rides in a calendar month and earn a $5 Lyft credit toward a future trip.^†

Mastercard Transit Benefit

Save when you tap and go with your Summit card. Receive a $2.50 statement credit when you spend - via tap and go - $10 or more each calendar month at participating transit locations.^†

Add Authorized Users

Add up to four authorized users at no extra cost.

Account and Purchase Protection

Elevated protection and global support, designed around your peace of mind.

Mastercard ID Theft Protection™

ID Theft Protection helps monitor your personal information, alerts you to suspicious activity, and offers 24/7 expert support to quickly address potential identity theft.^†

Mastercard Global Services®

Get global emergency assistance including Lost and Stolen Card Reporting and Emergency Card Replacement — with a Mastercard Global Service Representative. If in the U.S and Canada, call 1-800-307-7309.^†

For country-specific, toll-free telephone numbers call 1-636-722-7111 or visit:

Mastercard Zero Liability Protection

You will not be liable for unauthorized transactions if you take reasonable care to protect your card and promptly report any loss or theft.^† Suspect unauthorized use? Call Citizens 1-800-684-2222 or visit:

^† For additional information, please click the ^† symbols throughout this page to view our credit card disclosures.

* Please see your latest statement for current rates and fees information that applies to your account or request your Cardholder Agreement. APRs will continue to vary with the market based on the Prime Rate. Introductory APR offers apply to new accounts only. Product changes from a different Citizens credit card do not qualify for Introductory APR offers.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Credit cards are issued by Citizens Bank, N.A. pursuant to license by Mastercard International Incorporated.