Premium Benefits
Cash Back Rewards: Earn 3% unlimited cash back on dining and groceries, and 1.5% unlimited cash back on everything else.†
Intro Balance Transfer Offer: Enjoy a 0% Intro APR on balance transfers for the first 12 billing cycles, thereafter #ProductLine=CreditCard|Brand=citizensbank|ProductName=Citizens Summit World Mastercard|RateName=Variable APR|ProductAttribute=RateValue# variable APR, based on your creditworthiness.*
Lyft: Earn $5 in Lyft credit when you take three eligible rides in the same month.†
Instacart: Get three months of free deliveries with Instacart+ and $10 off your second order each month, and avoid the grocery store checkout lines.†
Mastercard Transit Benefit: Save when you tap and go with your Summit card and receive a $2.50 statement credit when you spend $10 or more each month at participating transit locations.†
Priceless Experiences®: Access in-person and digital experiences in culture, dining, sports, entertainment and more in over 45 exciting destinations around the globe exclusively for World Mastercard® cardholders.†
Mastercard Golf: Swing away at TPC Network Clubs, as well as golf school and travel packages that'll make you feel like a tour pro.† Learn More.
Mastercard ID Theft Protection™: Safeguard your identity with 24/7 fraud detection, receive alert notifications for suspicious activity and access to a resolution specialist to resolve ID theft issues.†
Mastercard Zero Liability Protection: Gain peace of mind to guard against fraudulent purchases in-store, on the phone, online, on our app, and at ATMs.1
Healthlock™: Enjoy a complimentary membership for HealthLock for Mastercard® Medical Claim Monitor and a free 90-day upgrade to all HealthLock services.†
Conveniences you'll enjoy in-store, online and in-app
Explore all card offers with no impact to your credit score.†
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†For additional information, please click the † symbols throughout this page to view our credit card disclosures.
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1 For more information visit https://www.citizensbank.com/account-safeguards/unauthorized-transaction-policy.aspx.
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Credit cards are issued by Citizens Bank, N.A. pursuant to license by Mastercard International Incorporated.