Paying for college

Learn all about paying for college, from applying for student loans to understanding other college financing options.

Featured articles

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A guide to federal financial aid

Federal financial aid can be a critical piece of paying for college. Learn the different types you could qualify for including federal grants, work-study and federal student loans.

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Private student loans: What you need to know

Private student loans can be a great way to cover the cost of college with flexible terms and repayment plans.

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8 Tips for optimizing your college scholarship search

Getting college scholarships can be a challenging task for any student. Consider these tips to help you get the most out of your scholarship search.

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When should you begin applying for a private student loan?

Learn about tuition due dates and how quickly you need to apply to make payments to your school's payment deadlines.

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What is a student loan cosigner?

What is a student loan cosigner and when do you need one? Learn all about cosigning, how it can help and what steps to take if a cosigner is needed.

Tools

Scholarship Search tool

Scholarships are a smart way to help pay for college. Search thousands of scholarships with the Scholarship Search tool from Citizens college planning platform, College Raptor®.

College Match tool

Find the right college with the College Match tool, from the Citizens college planning platform, College Raptor®. Get college matches based on GPA, majors, location, test scores, and culture.

Citizens Scholarship

Win up to $15,000 with the Citizens Scholarship for college. High school, undergrad, graduate students and parents can enter to win. No purchase necessary.

Need funds for college?

With rate discounts and flexible repayment options, find the Citizens Student Loan™ that fits your life and budget.

Explore Now

More articles

Ways to pay for college

What are the best ways to pay for your college education? Here's a quick rundown of eight tried-and-true strategies for solving the "paying for college" puzzle.

Should I refinance my private or federal student loans? If so, how?

Ready to take control of your student loan payments? Learn how refinancing could help simplify or reduce monthly payments, or pay off loans faster.

How do student loans affect your credit score?

How do student loans affect your credit score? Learn how credit scores are calculated and ways student debt can affect your credit.

How to apply for student loans: federal and private

Find out how to apply for a student loan, including information on the Free Application for Federal Student Aid (FAFSA) and private loans.

5 Financial aid questions to ask prior to paying for college

Looking for an expert to help you figure out how to pay for college? Financial aid offices are tremendous resources. Use these questions to make your conversation as helpful as possible.

Find out how to get grants for college

When it comes to financial aid, grants are a coveted form of "gift aid." Here's advice on how to find federal grants for higher education.

How to pay for grad school

You've been accepted to graduate school-how will you pay for it? Learn ways to pay for grad school and key differences between federal and private student loans.

Ready to use your 529 funds? Here's what you need to know

You've been saving for your child's college for years. Now it's time to use your 529 savings. Learn how to withdraw from your child's 529 plan to pay tuition.

© Citizens Financial Group, Inc. All rights reserved. Citizens is a brand name of Citizens Bank, N.A. Member FDIC

* Citizens Scholarship: No purchase necessary. Void where prohibited. The Citizens Scholarship Sweepstakes is open to legal residents of the 50 United States, D.C., and U.S. Territories, who are 16 years of age or older, are students, or prospective students, or parents or legal guardians of students intending to enroll or enrolled at least half-time in an accredited undergraduate/graduate post-secondary institution. To be eligible for a chance to win the Citizens Building the Workforce of the Future Scholarship entrants must be from an underrepresented or a low-income community as described in the Official Rules. Sweepstakes begins at 12:00 AM ET on 7/1/24 and ends at 11:59 PM ET on 3/31/25. Sponsored by Citizens. See Official Rules for details.

College Raptor, Inc. is a wholly owned subsidiary of Citizens Bank, N.A. (Citizens).

Disclaimer: The information contained herein is for informational purposes only as a service to the public, and is not legal advice or a substitute for legal counsel. You should do your own research and/or contact your own legal or tax advisor for assistance with questions you may have on the information contained herein.