Home equity line of credit

Your equity in a home can be a powerful tool for reaching your financial goals. Learn about how HELOCs work and what they can help you accomplish.

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Citizens FastLine® – A faster, smarter, and better way to finance your next project

Meet Citizens FastLine®! Apply online with no impact to your credit score and get a personalized offer in under 2-3 minutes with cash in as little as 2 weeks!

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What is a Home Equity Line of Credit (HELOC)?

A HELOC lets you use the equity in your home as cash for what you want. Learn more and see if a HELOC is the right option for you.

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6 smart things to do with a Home Equity Line of Credit (HELOC)

You worked hard to build home equity. Reap the benefits and get closer to achieving your dreams with a HELOC.

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Home Equity Loan vs. Home Equity Line of Credit vs. Cash-out Refinance

Learn about which financial tool is best for you in order to utilize your home's equity based on your needs.

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6 popular renovation projects and how to finance them

You might need some renovation ideas to get started. Learn which projects will give you the most bang for your buck and ways to pay for your renovation dreams.

Tools

Empower your life with a HELOC

Looking to renovate your home, pay for a big expense, or fund an education? Tap into your home's equity and explore the possibilities of a HELOC from Citizens!

Made ready to renovate

Plan your home improvement project with ease. Access helpful articles, checklists and tips to help you budget and make the most of your home renovation.

HELOC Debt Consolidation Calculator

Save money by consolidating debt into a lower monthly payment

Citizens GoalBuilder® HELOC

Reach your financial goals and keep building equity in your home.

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More articles

Pay for a vacation with a HELOC

A home equity line of credit (HELOC) could be a flexible way to pay for your next dream vacation.

5 ways to add value to and maximize space in your home

Before you commit to moving, consider adding square footage to your existing home which might be less expensive and more convenient. Expanding and renovating may get you closer to your dream living space and increase the value of your home when you're ready to sell.

Renovations for seniors

Renovating for yourself or a loved one while they age can offer the comfortability and convenience you've been looking for. Learn more about renovating for senior living, the costs and how to fund it.

What to know about home equity refinancing

Do you have an existing home equity loan and need to fund a new project? Learn the pros and cons of refinancing your home equity loan.

Medical expenses piling up? A HELOC could help

Health care services can be expensive and while insurance might cover some costs, sometimes you find yourself still on the hook. Learn if a HELOC could help alleviate your medical bills.

How to calculate your home equity

Before you decide on a home equity line of credit, see what factors determine how much equity you have available to borrow.

5 financial tips to consider when building a home

Whether you're building a home, buying a home, or exploring financing for home improvement projects, here are five financial tips for building a home from Citizens.

4 Home Equity Line of Credit (HELOC) myths debunked

Many myths exist around home equity lines of credit (HELOCs). Learn four common HELOC myths and how they can be debunked.

© Citizens Financial Group, Inc. All rights reserved. Citizens is a brand name of Citizens Bank, N.A. Member FDIC

Home Equity Lines of Credit are offered and originated by Citizens Bank, N.A. (NMLS ID #433960) Citizens Corporate Headquarters: One Citizens Plaza, Providence, RI 02903

Disclaimer: Views expressed may not necessarily reflect those of Citizens. The information contained herein is for informational purposes only as a service to the public and is not legal advice or a substitute for legal counsel. You should do your own research and/or contact your own legal or tax advisor for assistance with questions you may have on the information contained herein.

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