Retirement planning

Prepare for the future you want with retirement planning insights and tools that can help you retire with confidence.

Featured articles

Hidden retirement costs: 6 unexpected expenses for retirees

A strong retirement plan addresses both the obvious and often overlooked expenses that can cut into your retirement budget.

How will you generate your retirement income? 6 key sources explained

It's important to create a well-balanced mix of income streams to support you throughout retirement.

How Social Security retirement benefits work

Learn how Social Security benefits work and how they fit into your overall retirement plan.

What is the 4% rule in retirement?

How much can you withdraw in retirement? Learn a simple benchmark for estimating annual income withdrawals.

Top retirement risks and how to prepare for them

Learn how to prepare for common retirement risks to help secure your financial future.

Tools

Retirement planner calculator

Do you know what it takes to work towards a secure retirement? Use this calculator to see how different factors and choices could impact your plan.

Individual 401(k) savings calculator

An Individual 401(k) can be one of the best tools for the self-employed to create a secure retirement.

Roth 401(k) vs. traditional 401(k) calculator

Compare costs and savings scenarios of a traditional 401(k) to a Roth 401(k) to help you determine the best option for your retirement.

More articles

Think you can retire at 50?

A strong financial plan is crucial if you want to retire by 50. Learn 8 keys to consider when planning for an early retirement.

How much do you need to retire?

While there is no one-size-fits-all plan, here are some common guidelines and benchmarks for determining your retirement savings amount.

Strategies to catch up on your retirement savings

If you’re feeling behind on your retirement savings, there are strategies that could help you make up for lost time.

Health care costs in retirement: common and unexpected expenses

Health care costs in retirement can be significant, making early planning a key part of your financial strategy.

Key considerations for a solid financial plan

A financial plan is a roadmap for your financial life. A solid financial plan could keep you on the right track designed to match your goals.

How to change a will

As important life events take place, it’s a good idea to review and update your estate plan.

How to talk to your college grad about retirement

Learn how to teach your kids about the importance of saving for retirement at an early age as they enter the working world.

How life insurance retirement plans could help in retirement

Learn how life insurance retirement plans (LIRPs) could help you create an additional income stream in retirement.

Ready to take the next step?

No matter your stage in life, a dedicated Citizens Wealth Advisor* can work directly with you to build a personalized financial plan.

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