Saving and budgeting

Knowing how to save money wisely can make you ready for anything that lies ahead. Learn how to budget and be prepared.

4 budgeting strategies

Saving money can be a challenge but using a monthly budget can help you reach your savings goal. Learn about these 4 budgeting strategies to find the one that works for you.

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The 50/30/20 method

With the 50/30/20 budget method, you divide your income into three simple categories. Learn more about how it works.

How to plan for short- and long-term saving goals

Learn the differences between planning for short and long-term goals.

Top 5 money saving tips

Saving money can be a challenge. We crowd sourced five money saving tips to make saving easier today and in the future.

How to create a budget

Ready to take control of your finances? Learn 6 tips to create a budget to manage your money and plan for the future.

Savings goal calculator

Saving for a down payment on a house, vacation, or new car? Use this calculator to see what it will it take to reach your financial goal.

Savings rate comparison calculator

Use our savings rate calculator to see how much you might save with different savings rate scenarios. Just add your current savings plan and rate options.

Budget planner calculator

Use our budget planning calculator by entering your monthly income and expenses so you can estimate how much you might be able to save each month.

Ready to save?

Whatever your goals are, we can help you find ways in the moment and still save for tomorrow.

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5 Tips for raising financially confident teens

One-third of teens fear they will not be financially independent of their parents by the time they're 30 years old. Here are 5 tips for raising financially confident teens.

How to save money fast

Here are 8 money-saving tips to help ramp up your savings plan and meet your financial goals.

How to make a wedding budget

Planning for the big day? Use our tool to get a personalized wedding budget in just a few minutes.

How to save for a house

Saving for a house? Start with a review your savings and pare down your expenses. Check out more tips to help reach your goal of saving for a down payment.

Saving with student loans

How does saving work with Student Loans? Learn when repayment starts, your repayment options, and when refinancing could make financial sense.

How to save money in college

Want to save money in college? These money saving tips for college students that can help you save a little extra while at school.

Savings tips for you personality

The way people view and handle their savings is as unique as their personalities. Take this quiz to determine your savings personality and reach your financial goals.

How to manage money as a couple

How does your money management change when you get married? Learn how to leverage a joint checking account and optimize your finances as a couple.

Disclaimer: Views expressed may not necessarily reflect those of Citizens. The information contained herein is for informational purposes only as a service to the public and is not legal advice or a substitute for legal counsel. You should do your own research and/or contact your own legal or tax advisor for assistance with questions you may have on the information contained herein.