One Deposit Checking from Citizens Bank®

Want to make checking simpler than ever? Ask a Citizen about One Deposit Checking. One deposit of any amount each statement period waives the monthly maintenance fee. It’s that simple.

Monthly maintenance fee
$0 or $9.99
Avoid the monthly maintenance fee

One deposit each statement period waives the monthly maintenance fee. After your account is open, there's no required minimum balance, and the monthly maintenance fee is waived with at least one deposit - of any amount - each statement period.

Minimum opening balance

Our Account Guides offer clear and simple information on standard pricing, account details and benefits.

Account Guide (PDF)

Compare One Deposit Checking to:

Value Checking from Citizens Bank™

One low monthly maintenance fee includes paper statements, checks, and one transaction at another bank's ATM with no fee from us.

Circle Gold Checking with Interest®

This account rewards you with discounts, preferred rates and more.

Compare all checking accounts

Ready to apply?

Here’s what you need to get started:

  • US citizens and resident aliens 18 or older can apply
  • Social security number
  • Driver’s license or state ID number
  • Current contact information (e.g, address, phone number, email)
  • A check, credit card or debit card to fund your account

Wireless carrier, text and/or data charges may apply.

1 Citizens Bank Zero Liability policy covers cards issued only by Citizens Bank and does not apply to ATM transactions or PIN transactions. Cardholder must notify Citizens Bank promptly of any unauthorized or suspicious use. Click here for additional details.