How much life insurance do you need? Use our Life Insurance calculator to estimate what you might need to help plan for you and your family's financial future. Enter your current assets, expenses and income. You can also adjust the inflation rate and your expected rate of return to see how these variables can impact your insurance needs. Press the "View Report" button to see a year by year breakdown of your family's future income and expenses.

There is no one-size-fits-all plan, see some common guidelines and benchmarks.

A financial planner can be a valuable resource to help you with your financial goals.

This strategy can be beneficial in the short-term, but it's important to work with a financial advisor to reach your financial goals.

A financial plan is a roadmap for your financial life. A solid financial plan could keep you on the right track designed to match your goals.
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Calculator disclosure: This calculator is intended for informational purposes only and is not intended to provide today's actual rates. Your actual results may vary. Results provided by this calculator are intended for Illustrative purposes only and the accuracy is not guaranteed. This calculator does not assure the availability of or your eligibility for any specific product offered by Citizens or its affiliates, nor does the calculator predict or guarantee the actual rate.
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