12 things to do before leaving for college

You'll have plenty of time to relax between your high school graduation and your first day of college courses, but there are some tasks you need to accomplish in the coming months. It's more than just signing up for your classes – you need to research loans, talk to your roommate, and buy supplies, among other things. To make sure you're prepared for college this fall, here are 12 things to do before college.

May

1. Secure your enrollment

Once you've chosen your college, make sure to pay your enrollment deposit to secure your spot and sign up for orientation as soon as you can – the best spots fill up quickly.

2. Finish high school strong and celebrate your graduation

Did you know colleges can rescind acceptance offers if you do poorly during your senior year of high school? Turn in all of your assignments, study, and ace your finals to finish your final years of K-12 strong.

And once you're done, take some time for yourself and celebrate your achievements with your family and friends. Whether it's going out to dinner or taking a road trip, you deserve it. Make sure to spend plenty of time with your loved ones this summer.

3. Research student loans

If you haven't yet, complete your Free Application for Federal Student Aid (FAFSA). Discuss student loan options with your parents, see how much you need, and whether they can help. It may also be a good time to start talking to your parents or finding a trusted adult who might consider cosigning on a student loan for you if the need arises.

June

4. Submit necessary paperwork

Colleges may need a few more forms from you before you can attend. For example, you'll likely need records of your vaccinations and need to submit proof of health insurance. Check your email regularly for communication from your college.

5. Consider finding a job

If you need cash to pay for college or want some extra spending money, apply for some summer jobs. Some employers could even hire you again when you’re back from college next summer. You'll also learn life skills, meet new people, and add experiences to your resume.

6. Attend orientation

College orientation is usually mandatory, but that doesn't mean it's all work. This is a great time to explore your campus resources, talk to your financial aid office if you have questions, and get more acquainted with where you'll be spending the next four years. Talk to peers in your group – you might just meet your new best friend. Ask questions and participate in activities to make the most of the experience.

July

7. Secure fall funding

It's not too early to make sure your funding is in place for fall tuition. And if savings, scholarships, and federal aid aren't enough to fund the gap, it's time to apply for private student loans.

A cosigner is often needed for students applying for a private student loan because many don't have an established credit history. That makes it very difficult to get approved for a student loan on your own. See if a parent, family member, or other adult would be willing to cosign the loan, not only to improve your chances of being approved, but to possibly lower your interest rates.

8. Get ready for campus life

As soon as you're able, select your dorm room, roommate, meal plan, and college courses. You'll also have time to research the best dorm rooms and meal plans for your needs. Choosing as soon as you can increases the chances that you get the option that will work best for you.

9. Connect with your roommate

Once you have a roommate assigned or selected, reach out to them. Introduce yourself, ask them about themselves, and start talking about dorm decor. If you're bringing large pieces of furniture for the suite or a fridge, let them know so you don't bring the same thing.

August

10. Set a budget

If you don't have a lot of experience with finances, work with your parents to determine a budget that will work for you. Between tuition, housing, textbooks, and just being independent for the first time, you'll want to understand your expenses and know how you'll pay for them with the money you have so you can avoid overspending.

11. Make a move-in checklist

It's easy to overpack as a first-year college student. Create a list of items you'll need and buy the things you're missing. Take note of any important dates, such as move-in day for freshmen, and use online resources to try to find your college books cheaper than the campus bookstore.

12. Consider opening a student checking account

You know every day expenses will come up. Now might be a great time to open a student checking account. These accounts generally have several features to make it easier for students to manage their money. Make sure to look for accounts that have no or low balance requirements, no monthly maintenance fees, online and mobile banking ^† no ATM fees.

These are just some of the things you'll need to tackle the summer before college. Your school will be sending you regular updates and checklists of their own. Keep on top of your email to make sure you're submitting everything they need and starting off your college experience on the right foot!

More information

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