Welcome to Citizens Bank. This site is screen reader friendly.

Skip to content Skip to main navigation Skip to main sub navigation Skip to footer navigation
Three Easy Ways to Start

Clearly Better Business Checking

Enjoy a business checking account with no minimum monthly balance or maintenance fee

Looking for the right small business checking account to grow your company? Our Clearly Better Business Checking account has no minimum balance requirement (after the opening deposit) and no monthly maintenance fee. With a monthly maintenance fee-free checking account you can keep more of your money in your business making it a great fit for start-ups and small businesses.

Our Clearly Better Business Checking account includes 200 check transactions per statement period at no charge and unlimited electronic transactions. You’ll also receive a free business debit card and may opt to receive additional business debit cards for your employees. Learn more about how Citizens Bank can help support your business with our monthly maintenance-fee free checking account, business credit cards, or business savings accounts below. To open an account, start the process by answering a few questions online, visiting your local Citizens Bank branch or calling a business banking professional at 1-800-428-7463.



Speak to a
Business Banking Representative



Schedule a Consultation

To connect with a Business Banking Representative, please complete a quick form and we will contact you within one business day.

Find a Local Branch
Over 1,100 branches close by.


1 Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc. Android is a trademark of Google Inc. Wireless carrier, text and/or data charges may apply.

2 Mobile Deposit is available to bank customers of at least 30 days. Account eligibility requirements, deposit limits and other restrictions may apply. Data use fees may apply. Please refer to the Mobile Deposit Service Agreement for more information: http://www.citizensbank.com/online-banking/mobile-banking/mobile-deposit/agreement.aspx

3 EVERYDAY POINTS® BUSINESS MASTERCARD®: You will receive two (2) Everyday Points for each $1 in purchases you make using your Everyday Points Business MasterCard. You will accrue points for Purchases but not for non-purchase transactions such as Cash Advances, Cash Equivalent Transactions or unauthorized charges. Rewards begin at 5,500 points. Redemption fees may be charged for some items. Points expire after three years. Program subject to change. Catalog items can be changed without notice. Other terms apply.
You are solely responsible for any taxes that may be owed as a result of rewards earned and/or redeemed under this card. Please consult your tax advisor. Citizens Bank, N.A. does not provide tax advice. Any extension of credit shall be subject to the credit approval processes of Citizens Bank. Additional terms and conditions shall apply including but not limited to the completion and submission of the Citizens Bank credit application. Nothing in this brochure is or shall be deemed an offer, approval or commitment of credit of any kind.

MasterCard is a registered trademark of MasterCard International Incorporated.