Checking Accounts

Helping you bank better means easy access to your money 24/7:

One Deposit from Citizens Bank®

BASIC

A clear and simple checking account. Learn More

Monthly maintenance fee and how to avoid it

Citizens Bank Platinum Checking

RELATIONSHIP

This relationship checking account with interest gives you access to personalized advice, fewer fees, Platinum rates, and preferred service. Learn More

Monthly maintenance fee and how to avoid it

Citizens Bank Platinum Plus Checking

RELATIONSHIP PLUS

This relationship checking account with interest offers the same preferred benefits and services as Platinum Checking, but with our higher Platinum Plus rates. Learn More

Monthly maintenance fee and how to avoid it

  • View Fees
  • Waived with $25,000+ in combined monthly balances across all deposit and investment accounts AND either $5,000 total deposits posted to the primary checking account before the end of your statement period OR $10,000 average daily checking balance.

  • Open Account

    Already a customer? Upgrade to Platinum Plus today. Find a branch or call 1-800-922-9999.

Premier Banking

An exclusive, comprehensive program entitling clients to a dedicated relationship manager. Learn More

Call 1-877-670-5200 and Ask a Citizen if our Premier Banking Program is right for you.

* Wireless carrier fees may apply. Banking fees may apply. Citizens Bank Mobile Banking App. You may download the Citizens Bank Mobile App allowing access to many of the same services and features available with your online banking service. You can view balances and activity for eligible credit and deposit accounts included in your online service. You may perform previously set up transfers between your Citizens Bank accounts or your existing external accounts. eStatements, transfer set-up and self-initiated services like stop payments are not available using your Citizens Bank Mobile Banking App.

Overdrafts are paid at our discretion and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing or if the overdraft amount is excessive. Once you have overdrawn your account you must bring it to a positive balance as soon as possible to avoid additional fees.

Securities, Insurance and Investment Advisory Services are offered through Citizens Securities, Inc. otherwise referred to as Citizens Investment Services. Citizens Securities, Inc. Member FINRA, SIPC. 770 Legacy Place, MLP240, Dedham, MA 02026. (800)942-8300. Citizens Securities, Inc. is an affiliate of Citizens Bank, N.A. and Citizens Bank of Pennsylvania.


Securities and Insurance Products are: *NOT FDIC INSURED  *NOT BANK GUARANTEED  *MAY LOSE VALUE  *NOT A DEPOSIT  *NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY