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Rewards and Benefits

When you choose the Citizens One® Mastercard®, you’ll experience all of the great benefits Mastercard has to offer.

Questions? Ask a Citizen.
Questions? Ask a Citizen.

Mastercard® Benefits

World Mastercard Benefits

When you choose a Citizens Bank Mastercard you’ll experience all the great benefits Mastercard as to offer, including:

  • Extended Warranty – Doubles the original manufacturer’s or store brand warranty for up to two years when you pay with your World Mastercard.1
  • Cellphone Protection - Bad luck doesn’t have to ruin your week. Your World Mastercard comes with $1000 in coverage ($600 per claim, 2X per year) should your phone gets lost or damaged. Simply pay for your mobile phone bill with your credit card and you’re covered.1
  • ID Theft Protection - Peace of mind included with your credit card. Mastercard services can detect and help you quickly resolve ID theft events, 24/7.1
  • Postmates - When you use your Citizens Bank World Mastercard to order food, drinks or groceries through Postmates, you’ll receive a $5 discount for every purchase of $25 or more. Simply visit postmates.com or download the Postmates app and load your World Mastercard.1
  • Trip Cancellation and Interruption Insurance – When you purchase your entire trip on a major airline with your World Mastercard, you and your family are eligible for reimbursement of any non-refundable cancellation or change fee should you be required to cancel your trip due to a covered reason.1
  • Master Rental Insurance - You’ll get free theft and damage coverage* when you use your card to rent a car, so you can waive the rental company’s insurance.1

Click here to download NEW World Mastercard® Guide to Benefits.

Other special perks

  • Travel Accident and Baggage Delay Insurance- Reimbursement for the actual cost of repairing or replacing your checked or carry-on luggage and personal property contained therein that is lost or damaged.1

Click here to download World Travel Accident and Baggage Delay Insurance.

Click here to download Premier Travel Accident and Baggage Delay Insurance.

Platinum Mastercard Benefits

Choosing a Citizens Bank credit card means you’ll experience all the great benefits Mastercard has to offer. With our Platinum Mastercard, you’ll have access to the following benefits:

  • Extended Warranty – Doubles the original manufacturer’s or store brand warranty for one year when you pay with your Platinum Mastercard.1
  • ID Theft Protection - Peace of mind included with your credit card. Mastercard services can detect and help you quickly resolve ID theft events, 24/7.1

Click here to download NEW Platinum Mastercard® Guide to Benefits.

Other special perks:

  • Travel Accident and Baggage Delay Insurance - Reimbursement for the actual cost of repairing or replacing your checked or carry-on luggage and personal property contained therein that is lost or damaged.1

Click here to download Platinum Travel Accident and Baggage Delay Insurance Guide.

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