Citizens Quest® Checking
Grow your relationship with extra features and exclusive benefits with the CitizensPlus® loyalty program.†
Monthly Maintenance Fee
- $0.00 or $25.00
- Waive the monthly maintenance fee when you either: Make $5,000 in total deposits to your primary checking each statement period OR Maintain $25,000 in monthly combined deposits and investments*
One Deposit Checking from Citizens®
A simple solution for everyday banking.
Monthly Maintenance Fee
- $0.00 or $9.99
- Waive the monthly maintenance fee when you make one deposit each statement period
Citizens Private Client® Checking
Access premium benefits available only to Private Clients with the CitizensPlus® loyalty program.†
Monthly Maintenance Fee
- $0.00
- Maintain $200,000 in combined deposits and investments* to qualify
Checking Account FAQs
Depending on your preference, you can apply for a Citizens checking account online, over the phone, or at any Citizens branch. To apply online, just select the appropriate link from the top of this page and find the account you wish to open. You will then see instructions about applying online.
Knowing how much money is available in your account is critical to avoiding overdraft situations. Citizens gives you tools that make it easy, such as Online and Mobile Banking3, and account alerts. Learn how to manage overdrafts and avoid fees by viewing our Overdraft Choices.
CitizensPlus® is a benefit-rich loyalty program available only with Citizens Quest® Checking and Citizens Private Client® Checking accounts. As your relationship with Citizens grows, you get more benefits, rewards, and personalized advice. No additional enrollment is needed.†
There are two options for setting up direct deposit online or with a direct deposit form from your employer. You will need to provide the following:
- Our bank routing number. This nine-digit number is found on the bottom left of your checks.
- Your checking account number. It can be found on the bottom of the check directly to the right of the routing number.
- A voided check. This will allow the employer to verify the above information. Write “VOID” in large letters in ink across the check, covering most lines so that nothing else can be written in on the check.
- Your branch address. You can find this information online, but you could also call a representative.
More information on direct deposit - No checks? No problem you can find your routing number online.
Still have questions? More information on routing numbers.
Go into your nearest branch or call 1-877-360-2472
Simply call us at 1-800-922-9999, visit any Citizens branch, or use the Change of Address feature of Online Banking.
© Citizens Financial Group, Inc. All rights reserved. Citizens is a brand name of Citizens Bank, N.A. Member FDIC
† For additional information, please click the † symbols throughout this page to view our checking disclosures.
* Please be aware that securities, insurance products, and investment advisory services offered by Citizens Securities, Inc. and Clarfeld Financial Advisors, LLC (both affiliates of Citizens Bank, N.A.) are different from those offered by the bank and are subject to investment risk, including possible loss of principal.
Banking products are offered through Citizens Bank, N.A. ("CBNA"). For deposit products, Member FDIC.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.
Citizens offers personal checking accounts in the following states: CT, DC, DE, FL, MD, MA, MI, NH, NJ, NY, OH, PA, RI, VT or VA
Citizens Wealth Management (in certain instances DBA Citizens Private Wealth) is a division of Citizens Bank, N.A. ("Citizens"). Securities, insurance, brokerage services, and investment advisory services offered by Citizens Securities, Inc. ("CSI"), a registered broker-dealer and SEC registered investment adviser - Member FINRA/SIPC. Investment advisory services may also be offered by Clarfeld Financial Advisors, LLC ("CFA"), an SEC registered investment adviser, or by unaffiliated members of FINRA and SIPC providing brokerage and custody services to CFA clients (see Form ADV for details). Insurance products may also be offered by Estate Preservation Services, LLC ("EPS") or an unaffiliated party. CSI, CFA and EPS are affiliates of Citizens. Banking products and trust services offered by Citizens.
SECURITIES, INVESTMENTS AND INSURANCE PRODUCTS ARE SUBJECT TO RISK, INCLUDING PRINCIPAL AMOUNT INVESTED, AND ARE:
· NOT FDIC INSURED · NOT BANK GUARANTEED · NOT A DEPOSIT · NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY · MAY LOSE VALUE
