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Citizens Bank HomeBuyer Savings®

Preparing for home ownership? We can help make saving for your down payment easier with a $1,000 credit toward closing costs on your Citizens Bank mortgage once program requirements are met.1

How It Works
A new home is one of the biggest purchases you can make. This plan will help you be better prepared when the time comes.
Start saving and earn a reward in three easy steps:

  • Open an account and save a minimum of $100 a month for 36 months.
  • Contact Citizens Bank to help you find the right mortgage, and you’ll also learn about ways to check your credit while you save.
  • Receive $1,000 credit toward the closing costs on your Citizens Bank mortgage.

While this home savings plan is designed to help you get started, you may need to save more to achieve your goals. Use our online calculator to determine the right home savings plan for you.

View and download detailed account documents here:

View Account Documents


  • Minimum balance to open $100
  • Monthly maintenance fee $0
  • Variable interest rate

    View Rates >

HomeBuyer Savings Features and Benefits

Learn more about this topic

  • Ready to apply?

    Here's what you need to get started:

      • US Citizens and resident aliens 18 and older can apply
      • Social security number
      • Driver’s license or state ID number
      • Current contact information (e.g. address, phone number, email)
      • A check, credit card, or debit card to fund your account

Other accounts that may help you save for a home

Green Savings®

A smart & easy way to save. Set specific savings goals and earn rewards when you enroll in our GoalTrack Savings® program.

Learn More

Open Account

Monthly maintenance fee
$4.99

Minimum balance to open
Any Amount

Open Account

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