Helping you on the road to graduation
Products that grow with you
With loyalty discounts, credit-building resources, and evolving digital capabilities, we can be your financial partner — even beyond graduation.
Financial resources and guidance
Financial education is a top priority for us. Whether you're in the early planning stages or getting ready for graduation, we have tools and resources to catapult you forward.
Real people with real answers
No chatbots here! When you need to talk to a human being about your goals, you can find our financial advisors online, on the phone, or in a branch.
Empowered for the next chapter
Take the first steps
Different students have different goals — financial freedom, satisfying wanderlust, or pursuing a passion. Whatever yours is, a savings account can help you stay ahead.
Learn responsible money management
Payday from a part-time gig, a good deal on the best study headphones, or a check split with your friends. All managed from a student checking account tailored for those under 25.
Pay for college
For 40+ years, we've helped students and families bridge the gap between financial aid and the cost of college, and we can help you, too. We have advice, tools, and products that can help you when financial aid, merit awards, scholarships, and federal loans are not enough.
Prepare for the future
It's never too early to get ahead. Whether it’s your first apartment, a new car, or any other major purchase, building good credit could set you up for success down the road.
Tools and resources to support your journey
Financial education
Navigate, understand and find solutions for your financial needs with industry-leading tools, webinars, and a robust content library.
College Raptor®
The Citizens college planning platform, College Raptor, is your one-stop shop for discovering affordable colleges, choosing your major and career, finding scholarships, and much more.
Citizens scholarship
We’re giving away up to $45,000 in scholarships toward school expenses on a monthly and yearly basis. No essay, no contest, no sweat.
Contact us
Questions? A real person is just a click or call away. To connect with a Student Loan and Checking Advisor, call 866-999-0077 or click the chat icon at the bottom of the screen.
Contact Center Hours:
Monday - Friday: 8am - 6pm ET
Chat Hours:
Monday - Friday: 8:30am - 5pm ET
© Citizens Financial Group, Inc. All rights reserved. Citizens is a brand name of Citizens Bank, N.A. Member FDIC
Citizens provides student lending services for US residents in the following United States and U.S. Territories: AL, AK, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY, AS, GU, MP, PR, TT, VI
College Raptor, Inc. is a wholly owned subsidiary of Citizens Bank, N.A. (Citizens)
* Citizens Scholarship: No purchase necessary. Void where prohibited. The Citizens Scholarship Sweepstakes is open to legal residents of the 50 United States, D.C., and U.S. Territories, who are 16 years of age or older, are students, or prospective students, or parents or legal guardians of students intending to enroll or enrolled at least half-time in an accredited undergraduate/graduate post-secondary institution. To be eligible for a chance to win the Citizens Building the Workforce of the Future Scholarship entrants must be from an underrepresented or a low-income community as described in the Official Rules. Sweepstakes begins at 12:00 AM ET on 7/1/24 and ends at 11:59 PM ET on 3/31/25. Sponsored by Citizens. See Official Rules for details.