Helping you on the road to graduation
Products that grow with you
With loyalty discounts, credit-building resources, and evolving digital capabilities, we can be your financial partner — even beyond graduation.
Financial resources and guidance
Financial education is a top priority for us. Whether you're in the early planning stages or getting ready for graduation, we have tools and resources to catapult you forward.
Real people with real answers
No chatbots here! When you need to talk to a human being about your goals, you can find our financial advisors online, on the phone, or in a branch.
Empowered for the next chapter
Take the first steps
Different students have different goals — financial freedom, satisfying wanderlust, or pursuing a passion. Whatever yours is, a savings account can help you stay ahead.
Learn responsible money management
Payday from a part-time gig, a good deal on the best study headphones, or a check split with your friends. All managed from a student checking account tailored for those under 25.†
Pay for college
A Citizens Student Loan® could help with the next step on your college journey. We have advice, tools, and products that can help you when financial aid, merit awards, scholarships, and federal loans are not enough.
Prepare for the future
It's never too early to get ahead. Whether it’s your first apartment, a new car, or any other major purchase, building good credit could set you up for success down the road.
Products that Grow with You
We’re here to answer your questions
For 40+ years, Citizens has helped students and families bridge the gap between financial aid and the cost of college. Call 866-999-0077 to connect with a Student Loan Advisor, or click the chat icon at the bottom of the screen.
Contact Center Hours:
8:00AM-9:00PM ET Monday-Friday
Chat Hours:
8:30AM-5:00PM ET Monday-Friday
© Citizens Financial Group, Inc. All rights reserved. Citizens is a brand name of Citizens Bank, N.A. Member FDIC
† For additional information, please click the † symbol to view our savings and deposits disclosures.
* Citizens Scholarship: No purchase necessary. Void where prohibited. The Citizens Scholarship Sweepstakes is open to legal residents of the 50 United States, D.C., and U.S. Territories, who are 18 years of age or older, are students, or prospective students, or parents or legal guardians of students intending to enroll or enrolled at least half-time in an accredited undergraduate/graduate post-secondary institution. To be eligible for a chance to win the Citizens Building the Workforce of the Future Scholarship entrants must be from an underrepresented or a low-income community as described in the Official Rules. Sweepstakes begin at 12:00 AM ET on 4/1/25 and ends at 5:00 PM ET on 3/31/26. Sponsored by Citizens. See Official Rules for details.
1 Citizens reports information about your Account to credit bureaus. Payments made by your billing statement due date can help build or establish your credit. Negative credit information, including late payments, missed payments, or other defaults on your Account may be reflected in your credit report and may adversely impact your ability to build credit. Subject to individual credit approval.
2 Click here for Important information about rates and fees
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Credit cards are issued by Citizens Bank, N.A. pursuant to license by Mastercard International Incorporated.
College Raptor, Inc. is a wholly owned subsidiary of Citizens Bank, N.A. (Citizens)