Credit Cards

THE CARDS YOU'LL
REACH FOR EVERY TIME

Credit cards with rewards and rates that fit the way you spend.

Ask a Citizen about a credit card with great cash back rewards or our lowest interest rate. With either choice, you’ll get a convenient, secure card with no annual fee. Citizens makes it easy to compare and apply online for the credit card that fits your lifestyle and daily needs.

Cash Back Credit Card

Citizens Bank Cash Back Plus World MasterCard®

Your purchases can earn you a great cash back rate, up to 1.8%.

  • Unlimited 1.5% cash back rewards on all of your everyday purchases1
  • A 10% Purchase Bonus2 on your earned cash back rewards when you make at least one purchase every month for six consecutive months or more
  • A 10% Relationship Bonus3 on your earned cash back rewards and Purchase Bonus when you direct deposit them in a Citizens Bank personal checking, savings or money market account
  • Take advantage of both bonuses to earn 1.8% cash back
  • 0% introductory APR on balance transfers for 15 billing cycles from date of account opening; thereafter, a 14.99%, 17.99% or 20.99% variable APR based on your creditworthiness4.
  • Variable purchase APR of 14.99%, 17.99% or 20.99%5 applies from account opening based on your creditworthiness.
  • No annual fee*
Low Interest Rate Credit Card

Citizens Bank Clear Value MasterCard®

Low rates, convenience and protection - all in one card

  • Our lowest APR credit card with great MasterCard® benefits
  • 0% introductory APR on balance transfers for 15 billing cycles from date of account opening; thereafter, a 13.99%, 16.99% or 19.99% variable APR based on your creditworthiness4.
  • Variable purchase APR of 13.99%, 16.99% or 19.99%6 applies from account opening based on your creditworthiness.
  • No annual fee*