Four distinct cards tailored to where you are and where you're going

Explore all card offers with no impact to your credit score.

Citizens Suite of Tailored-To-You Credit Cards
Citizens Summit Reserve World Elite Mastercard

Citizens Summit Reserve® World Elite Mastercard®

Access even more rewards with our premium 18 gram metal card.

  • 3% unlimited cash back on dining, groceries, and entertainment and 1.5% unlimited cash back on everything else.
  • $295 Annual Fee (exclusive annual fee waivers and reductions available).*
  • Unlock over $750 in premium travel benefits and exclusive experiences.1

*Important information about rates, fees, and cash back eligibility

Citizens Summit World Mastercard

Citizens Summit® World Mastercard®

Reward your everyday spending with our no annual fee†† rewards card.

  • 3% unlimited cash back on dining and groceries, and 1.5% unlimited cash back on everything else.
  • Enjoy a 0% intro APR on balance transfers for the first 12 billing cycles, thereafter, #ProductLine=CreditCard|Brand=citizensbank|ProductName=Citizens Summit World Mastercard|RateName=Variable APR|ProductAttribute=RateValue# variable APR, based on your creditworthiness.††
  • $0 Annual Fee††

††Important information about rates and fees

Citizens Spring World Mastercard

Citizens Spring® World Mastercard®

Power your progress with our lowest rate card and no annual fee.**

  • Enjoy a 0% intro APR on balance transfers for the first 18 billing cycles Thereafter, #ProductLine=CreditCard|Brand=citizensbank|ProductName=Citizens Spring World Mastercard|RateName=Variable APR|ProductAttribute=RateValue# variable APR, based on your creditworthiness.**
  • Access everyday savings from Lyft, Mastercard and more.
  • $0 Annual Fee**

**Important information about rates and fees

Citizens Amp Mastercard

Citizens Amp® Mastercard®

Build your credit foundation with no annual fee.***

  • Establish your credit history by making on-time payments
  • $0 Annual Fee***

***Important information about rates and fees

Are you a Citizens Private Bank customer?

Please visit the Citizens Private Bank website for more details on our Private Bank credit card offering.

Conveniences you'll enjoy in-store, online and in-app

24/7 online account management

Make payments, set up account alerts, and much more.

Contactless payments

Tap & Go™ with Contactless payments for fast, easy and secure checkout wherever you see the Contactless pay symbol.

Digital wallets

Including Apple Pay®, Samsung Pay™, and Google Pay™ to pay in store, online, and in app.

Account and purchase protection

Peace of mind with Mastercard Zero Liability Protection2 and Mastercard ID Theft Protection.™

36 million Mastercard locations

Acceptance at more than 36 million Mastercard locations worldwide.

Distinctive notch design

Each card features a distinctive notch design that makes it easier to find when you need it.

Explore all card offers with no impact to your credit score.

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© Citizens Financial Group, Inc. All rights reserved. Citizens Bank, N.A. Member FDIC

For additional information, please click the symbols throughout this page to view our credit card disclosures.

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1 As of #Json=Label_Lookup|Brand=citizensbank|TargetElementType=span|TargetElementId=|Key=currentDate#. Features and rules subject to change without notice. Restrictions may apply. See website for terms and additional information.

2 For more information visit https://www.citizensbank.com/account-safeguards/unauthorized-transaction-policy.aspx.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.

Google pay is a trademark of Google LLC. Google Pay works on Android devices running Android Lollipop 5.0 or above.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Credit cards are issued by Citizens Bank, N.A. pursuant to license by Mastercard International Incorporated.