Three simple credit cards, unlimited possibilities
Selecting the right credit card shouldn’t be complicated. That’s why we offer three simple options designed around your preferences, whatever they are. Whether you pay it off every month, or carry a balance, we have a credit card with generous benefits. Just right for you — and full of possibility.
Citizens Cash Back Plus® World Mastercard®
Earn 1.8% cash back on everything you buy†. Yes, everything. And pay no annual fee*. Plus, if you have a Citizens Quest® Checking account, you can boost your rate to 1.9% cash back. That's how unlimited earning potential can get even higher.
*Important information about rates, fees, and cash back eligibility
Citizens Clear Value® Mastercard®
With a 0% intro APR on balance transfers for the first 18 billing cycles, thereafter a variable APR of #ProductLine=CreditCard|Brand=citizensbank|ProductName=Citizens Clear Value MasterCard|RateName=Introductory APR|ProductAttribute=RateValue# to #ProductLine=CreditCard|Brand=citizensbank|ProductName=Citizens Clear Value MasterCard|RateName=Penalty APR|ProductAttribute=RateValue#, and no annual fee, the value of our lowest rate credit card is clear. Even if you carry a balance, start paying less from day one**.
Citizens Private Client® World Elite Mastercard®
Get a generous 2% cash back on everything†. Annual Fee of $195 waived for Citizens Private Client® Checking account customers† ^. With no rotating categories and contactless payments, you could get closer to your financial goals.
^Important information about rates, fees, and cash back eligibility
Credit card features & benefits
Savings
- Credit Card options designed to match your objectives, whether looking to maximize cash back rewards, or minimize interest rate.
Convenience
- 24/7 online account management.
- Simply Tap and Go with our Contactless Credit Card for fast, easy and secure checkout wherever you see the contactless symbol.
- Use Digital Wallets, including Apple Pay®, Samsung Pay® and Google Pay™ to pay in store, online, and in app1.
Learn about the individual benefits of our Cash Back Plus and Clear Value credit cards.
Ideas & insights
What is a balance transfer credit card?
6 ways to maximize your cash back rewards
Some people use their credit cards for everything. Here's why.
© Citizens Financial Group, Inc. All rights reserved. Citizens is a brand name of Citizens Bank, N.A. Member FDIC
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† For additional information, please click the † symbols throughout this page to view our credit card disclosures.
1 Wireless carrier, text and/or data charges may apply.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Credit cards are issued by Citizens Bank, N.A.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC. Google Pay works on Android devices running Android Lollipop 5.0 or above.
Samsung Pay is a trademark of Samsung Electronics Co., Ltd.