Citizens Clear Value® Mastercard®
With 0% Intro APR on balance transfers for the first 18 billing cycles, thereafter a variable APR of #ProductLine=CreditCard|Brand=citizensbank|ProductName=Citizens Clear Value MasterCard|RateName=Introductory APR|ProductAttribute=RateValue# to #ProductLine=CreditCard|Brand=citizensbank|ProductName=Citizens Clear Value MasterCard|RateName=Penalty APR|ProductAttribute=RateValue#, and no annual fee*, the value of our lowest rate credit card is clear. Even if you carry a balance, start paying less from day one.
*Important information about rates, fees and cash back eligibility
Credit card features & benefits
Savings*
- No annual fee.
- 0% intro APR on balance transfers for the first 18 billing cycles; thereafter, #ProductLine=CreditCard|Brand=citizensbank|ProductName=Citizens Clear Value MasterCard|RateName=Introductory APR|ProductAttribute=RateValue#-#ProductLine=CreditCard|Brand=citizensbank|ProductName=Citizens Clear Value MasterCard|RateName=Penalty APR|ProductAttribute=RateValue# variable APR based on your creditworthiness.
- Variable APRs as low as #ProductLine=CreditCard|Brand=citizensbank|ProductName=Citizens Clear Value MasterCard|RateName=Introductory APR|ProductAttribute=RateValue# on purchases based on your creditworthiness.
Security & protection
- Extended Warranty Protection doubles the original manufacturer's or store brand warranty for up to one year.†
- ID Theft Protection gives you peace of mind 24/7. Mastercard services will detect and help resolve ID theft events quickly.†
- Travel accident and baggage delay insurance.†
- Contactless Card technology protects your data and helps guard against credit card fraud.†
- Zero Liability Protection guards against unauthorized purchases made by phone, online, or in the store.†
Convenience
- 24/7 online account management to make payments, set up account alerts, and much more.
- Simply Tap and Go with our Contactless Credit Card† for fast, easy and secure checkout wherever you see the contactless symbol.
- Use Digital Wallets, including Apple Pay®, Samsung Pay™, and Google Pay™ to pay in store, online, and in app1.
- 25-day grace period on all purchases made with your Clear Value Mastercard, when you pay your account balance in full by the due date.
- Acceptance at more than 36 million Mastercard locations worldwide.
Ideas & insights
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© Citizens Financial Group, Inc. All rights reserved. Citizens is a brand name of Citizens Bank, N.A. Member FDIC
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† For additional information, please click the † symbols throughout this page to view our credit card disclosures.
1 Wireless carrier, text and/or data charges may apply.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Credit cards are issued by Citizens Bank, N.A.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
Google Pay is a trademark of Google LLC. Google Pay works on Android devices running Android Lollipop 5.0 or above.
Samsung Pay is a trademark of Samsung Electronics Co., Ltd.